The Upper Valley & Lakes Region Mortgage Blog

Straight answers to the mortgage questions home buyers ask in New Hampshire, Vermont, and Maine.

By Derek Tsakiris, Mortgage Loan Originator, NMLS #1007898

What FHA Rules Surprise Home Buyers the Most?

What FHA Rules Surprise Home Buyers the Most?

What FHA Rules Surprise Home Buyers the Most?Derek Tsakiris
Published on: 09/10/2026

FHA is not only for first-time buyers. Derek Tsakiris, NMLS #1007898, explains 3 FHA rules that surprise home buyers in NH and VT.

FHA loan New HampshireFHA loan VermontFHA loan MaineUpper Valley mortgage brokerFHA multi-family
How Much Can I Borrow With an FHA Loan in the Upper Valley in 2026?

How Much Can I Borrow With an FHA Loan in the Upper Valley in 2026?

How Much Can I Borrow With an FHA Loan in the Upper Valley in 2026?Derek Tsakiris
Published on: 09/10/2026

2026 FHA loan limits for the Upper Valley, Lake Sunapee, and the NH Lakes Region. $541,287 in most towns. Derek Tsakiris, NMLS #1007898, explains.

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Can My Parents Give Me the Down Payment on an FHA Loan?

Can My Parents Give Me the Down Payment on an FHA Loan?

Can My Parents Give Me the Down Payment on an FHA Loan?Derek Tsakiris
Published on: 08/10/2026

Yes. FHA lets a parent gift your whole down payment. Derek Tsakiris, NMLS #1007898, explains the 3 rules for NH and VT buyers. Call before money moves.

FHA loan New HampshireFHA loan VermontFHA loan MaineUpper Valley mortgage brokerFHA gift funds
What Actually Qualifies You for an FHA Loan in NH or VT in 2026

What Actually Qualifies You for an FHA Loan in NH or VT in 2026

What Actually Qualifies You for an FHA Loan in NH or VT in 2026Derek Tsakiris
Published on: 26/05/2026

FHA loans in NH, VT & ME don't require perfect credit or a big down payment. Learn the credit score tiers, DTI limits, and property standards that determine eligibility. Free consult with Derek Tsakiris, NMLS #1007898.

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© Copyright 2026 | NEXA Mortgage, LLC | All rights reserved.

© Copyright 2026 | NEXA Mortgage, LLC | All rights reserved.